Financing

Paint now, pay over time

Two ways to spread out the cost, so a whole-house repaint or a kitchen of cabinets does not have to wait for the perfect month: Wisetack monthly plans, or Klarna when you pay your invoice.

Monthly plans

Wisetack

Best for bigger projects you want to pay off month by month.

  1. 1

    Get your estimate

    We measure, help with colors, and give you a written price.

  2. 2

    Check your options

    Ask for the Wisetack link and apply on your phone in a few minutes. Checking is a soft credit pull and does not affect your credit score.

  3. 3

    Pick a plan

    If approved, you choose from the monthly plans offered, which can include 0% APR* options for qualified buyers. Then we schedule the job.

  • Approval: Wisetack and its lending partners make the credit decision and set the terms, not us. Checking your options does not affect your credit score.
  • Before you accept: read the full terms of the plan you pick. Paying for the job yourself is always fine too.

*See the financing disclaimer.

At checkout

Klarna

Best when you want to split your invoice into a few payments when you pay it.

  1. 1

    Get your invoice

    We send it with a secure online checkout, run by our payment processor, Stripe.

  2. 2

    Choose Klarna

    Pick Klarna at checkout and Klarna shows the options you qualify for, like Pay in 4 interest-free payments every two weeks, or monthly financing on some purchases.†

  3. 3

    Pay Klarna

    We are paid for the job, and you pay Klarna on the schedule you picked, in the Klarna app or online.

  • Approval: Klarna decides at checkout. You must be 18 or older. Pay in 4 uses a soft credit check that does not affect your score. Monthly financing is subject to credit approval and may include a hard credit check.
  • Missed payments: Klarna may charge a late fee on a missed Pay in 4 payment. Read Klarna's terms at checkout before you accept.

†See the Klarna disclosure.

FAQ

Financing questions

Something else on your mind? Call or text 864-800-8275.

Who provides the financing?

Two partners. Wisetack offers monthly payment plans you apply for once we write your estimate. Klarna is a choice at checkout when you pay our invoice online. Each one makes its own credit decision and sets its own terms, not us.

Which one should I pick?

Wisetack is built for bigger projects you want to spread over monthly payments, like a whole-house repaint or a kitchen of cabinets. Klarna is handy when you would rather split your invoice into a few payments at checkout, or you already use Klarna. You can ask us about both at the estimate.

Will checking my options hurt my credit?

Checking your Wisetack options uses a soft credit pull, which does not affect your credit score. Klarna runs a soft credit check for Pay in 4. Klarna monthly financing is subject to credit approval and may include a hard credit check. Accepting any loan, and how you repay it, can affect your credit.

What can I finance?

Painting jobs we quote for you: interior, exterior, cabinets, drywall repair and the rest. Klarna decides which options it shows you based on the amount and your details.

Do I have to use financing?

No. It is just an option. Most customers pay the usual way.

Financing disclaimer

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at https://wisetack.com/faqs.

Klarna disclosure

†See payment terms. A higher initial payment may be required for some consumers. Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.

Questions about financing? Call or text 864-800-8275.

Free estimate

Get a free estimate

Tell us a little about the job. We will set up a time to look at it, bring color samples, and give you a written price.

  1. 01Send this form, or call or text. Free, no obligation.
  2. 02We set a time to come look at the job.
  3. 03We measure and bring color samples for your walls.
  4. 04You get a written price before we start.
  5. 05We paint, walk it with you, and the 12-month workmanship warranty starts.

Pay over time through Wisetack, or with Klarna at checkout, for eligible customers. How financing works

Rather talk? Call or text 864-800-8275

Photos (optional)